Free parent's guide
Most of the people who come to us for help are in their early 20s. They took on finance in their late teens that they couldn't afford long term, and a few missed payments became defaults. Our free 8-page guide helps you teach your kids how credit works before they sign anything.
Pages 1 to 3
What's on a credit report, what helps and hurts your score, everyday habits, and how a balloon payment on a car loan really works.
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Pages 4 to 8
What loans really cost, what happens when a bill isn't paid, why to avoid buy now, pay later and credit cards, and their first steps.
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8 pages, no sign-up needed. Print it, or share it with your family.
Free credit assessment
Send us your details and we'll come back to you with what could be removed, plus an estimated success rate, fees and timeframe. No cost, no pressure.
Don't have your credit report?
You can get a free copy from Equifax and Experian every 3 months.
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How to keep your credit file healthy
Our free one-page guide. No sign-up needed.
Keep Your Credit Healthy
6 tips, how long listings stay on your file, and what can be removed.
Download PDFWant a personalised look at your file? Get a free credit assessment