Larni Spilsbury-Vatselias speaking with a microphone at a dinner event

Our story

Ethical, practical credit repair since 2020.

After working alongside other credit repair companies, Larni saw consumers getting broken promises, misleading information and little to no results. She founded Wipe Credit Clean to do it properly.

We started with one simple rule: be honest. If we can't help, we'll tell you. If you're better off doing it yourself, we'll show you how. Since 2020 we've helped remove over $12 million in negative listings for Australians, and we now receive referrals from brokers, banks, accountants and lawyers across the country.

Larni is the founder and director of Wipe Credit Clean. After a decade in the credit industry, she knows exactly how creditors and credit reporting bodies work, and where they get it wrong.

She's passionate about helping Australians understand their credit, and shares free education through TikTok, her podcast Welcome to Business, and speaking events across the country.

"Good things come to those who fight for it."

Larni Spilsbury-Vatselias, Director

On stage

Larni speaking at RARE Renovate & Real Estate

Larni speaks at events across Australia about credit repair and credit scores: what's really on your credit file, how listings affect your borrowing, and what you can do about it.

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What we stand for

Honest credit repair, done properly.

Honest advice, always

If we can't help, we'll tell you. If you're better off disputing it yourself, we'll point you in the right direction for free.

Pay when it's removed

You only pay removal fees once a listing is actually removed from your credit file. No removal, no removal fee.

Giving back

Each month we take on one file free for someone doing it tough. We've given over $80,000 in free credit repair since 2020.

Meet the team

Real people fighting for your file.

Behind every removal is our small, dedicated team, led by our manager Gemma, who's been with Wipe Credit Clean for seven years. Here she is with Larni.

Meet the team →

Free credit assessment

Find out what can be removed.

Send us your details and we'll come back to you with what could be removed, plus an estimated success rate, fees and timeframe. No cost, no pressure.

Don't have your credit report?

You can get a free copy from Equifax and Experian every 3 months.

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We handle your information in line with our Privacy Policy. We'll be in touch during business hours.

Free alternatives are available, including disputing listings yourself and free financial counselling from the National Debt Helpline (1800 007 007). Our fees are on our How We Can Help page.

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Keep Your Credit Healthy

6 tips, how long listings stay on your file, and what can be removed.

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